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Tuesday, December 30, 2008

Another Day

I was a bit worried today would drag on an on. I am fortunate that I kept fairly busy, a welcome surprise during the slowest point of the season. It has been harder than I expected to return after a nice long weekend. Luckily I have another few days off that will help ease me back in.

This week I have found myself daydreaming about doing other things...being with my kids more, traveling, missions, maybe being in an occupation that is more fullfilling. Of course money is always a key factor in all of these things. My greatest goal for 2009 is to continue the process of getting out of debt. I long for the freedom from bondage to creditors. I dream of being able to save huge portions of our income for the future. I am am hoping that with a lot of diligence we will come close to accomplishing these goals in 2009. We are seriously considering selling our home this summer when some terms in our mortgage become more favorable. A lot of our income is tied up in an adjustable rate mortgage that is higher than I would like. It is very difficult in this economy to decide the benefits to selling and perhaps settling for less than we want or sticking it out a little longer and not having as much extra to pay down debt. We both know we want something a little bigger, but if we do sell we may have to settle for an apartment for a short time to make the savings really add up. These are all difficult decision that we face this year, but I am determined to see our family free and prosperous in the coming years.

I apologize for the rambling. These were just thoughts rolling around in my head as I anticpate the year to come. I pray that this coming year will bring each one of you much joy and that you are blessed with the perseverance to see each dream, goal, or resolution through. If you fall off the wagon there is no shame in getting back on for another try! Happy New Year!

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